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Nothing beats free. Our regular checking requires no monthly fee, no minimum balance requirements, and offers 50 free checks.

Key Features

  • No Monthly Fees
  • No Minimum Balance
  • Unlimited Check Writing

Do you currently have an account with Alva State Bank & Trust?

  • Straightforward checking for your busy lifestyle
  • Requires 2 forms of ID to open (one must be a picture ID)
  • No monthly service fee1
  • No minimum balance requirements
  • First 50 checks are free
  • Free check cashing
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free Visa® debit card
  • $100 minimum deposit to open

Do you currently have an account with Alva State Bank & Trust?

1A “Dormant Fee” of $3 may be deducted if:

  • There is $100 or less in the account AND
  • There is no activity or other indication in writing of interest in the account during the previous six (6) months

Your daily balance on each day is the ending balance of the account from the previous day, plus deposits and minus withdrawals made that business day.

Serving Our Customers Since 1901

We’ve been right down the road for over a century.

Our History Our Community