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We’re a bank that’s all about building your balance. Grow it with high interest that’s free of monthly charges and minimum balance requirements.

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Key Features

  • High Interest
  • ATM Withdrawal Fee Refunds
  • No Monthly Maintenance Fees

Do you currently have an account with Alva State Bank & Trust?

  • Free checking that pays high interest
  • 2.50% APY* on balances up to $25,000
  • 2.50% to 0.70% APY on balances over $25,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free digital banking services, including:
    • Free online banking with bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free Visa® debit card
  • $100 minimum deposit to open
  • * APY= Annual Percentage Yield

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Do you currently have an account with Alva State Bank & Trust?

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
A $100 minimum deposit is required to open the account.
Monthly ACH debit or credit, enrolled in eStatements, and 12 debit card transactions are a conditions of this account.
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.
Limit of 1 account per social security number.
There are no recurring monthly maintenance charges or fees to open or close this account.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.

Trademarks:

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Serving Our Customers Since 1901

We’ve been right down the road for over a century.

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