Alva State Bank & Trust Company Account Fees, effective May 1, 2020
Additional charges may apply to accounts when an electronic fund transfer would cause the account to exceed its withdrawal limitations. The Bank reserves the right to make future changes in Deposit account "and/or Card(s) service charges, subject to our giving "you notice as required by law.
"Overdraft fees apply to overdrafts created by check," "in-person withdrawal, ATM withdrawal, or other " electronic means.
For unauthorized Visa Check Card transaction(s) and "upon notification from the cardholder to the bank, we" will credit your account within 5 business days rather than the requirement of 10 business days.
| Account Research | $20 per hour |
| ATM/Debit Card Replacement Fee | $5 per card |
| Cashier's Checks | $3.00 |
| Check Cashing for Non-Customers | $1.00 per $100.00 |
| Collections | $15.00 |
| Dormant Fee | $3.00 per month if the balance is $100 or less and no activity or other indications in writing of interst in the account during the previous 2 years. |
| Garnishment Fee | $35.00 |
| IRA Administration Fee | $25.00 per customer |
| IRA Administration Fee | $3.00 to close account |
| Mobile Deposit | $5.00 per month (waived with e-statements) |
| Money Order Fee | $1.00 |
| Night Deposit Lock Bag | $25.00 |
| Overdraft (OD)/Nonsufficient Funds (NSF) Item | $25.00 per item (up to $75.00) |
| Charge Back Item Fee | $3.00 per item |
| Temporary Checks | $5.00 per set of 24, printed onsite |
| Safe Deposit Box Rent | $9.00 - $100 annual fee depending on the size of the box |
| Statement Copy Fee | $5.00 per statement |
| Statement to Alternative Address | $5.00 per statement per month |
| Stop Payment Fee | $15.00 per item |
| Tax Levy Fee | $35.00 |
| Wire Fee | Incoming: FREE |
| Outgoing: $15.00 per wire | |
| Foregin: $50.00 per wire | |
| Business Merchant Check Capture | $5.00 per file |
| Business ACH Payroll | $5.00 per file |
| Kasasa Executive Package- 'Kasasa Club' | Includes: 5 Money orders per month |
| 25 Copies/faxes per month | |
| 2 Boxes of standard checks per year | |
| In-branch statement printing | |
| Kasasa Protect | $8.00 for Kasasa Account |
| $10.00 for Regular Checking | |
| Includes: 24/7 credit monitoring | |
| Alerts and notifications | |
| 24/7 dark web monitoring | |
| Agriculture and Commerical Loans | Document/Origination Fees |
| $100 fee for Loans Less Than $1,000,000 | |
| $300 fee for Loans Greater Than $1,000,000 | |
| Consumer Loans | Document/Orignation Fees |
| $25 fee for Loans Less Than $5,000 | |
| $50 fee for Loans Greater Than $5,000 |