Heritage Saver® is savings, simplified. Link it to Heritage Cash® or Heritage Cash Back® to auto-transfer your rewards — and earn competitive interest.
Key Features
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Automatic Savings
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No Monthly Maintenance Fees
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No Minimum Balance Requirements
Automatic Savings
No Monthly Maintenance Fees
No Minimum Balance Requirements
- Free account that builds your savings effortlessly
- Links to free Heritage Cash® or Heritage Cash Back® checking
- Automatic transfers of Heritage Cash or Heritage Cash Back earnings
- 2.00% APY* on balances up to $100,000
- 2.00% to 1.50% APY on balances over $100,000 depending on balance in account*
- 0.05% APY* if qualifications are not met in Heritage Cash or Heritage Cash Back
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free digital banking services, including:
- Free online banking with bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- $20 minimum deposit to open
- *APY= Annual Percentage Yield
Qualifications
Qualifying for your Heritage Cash or Heritage Cash Back rewards automatically qualifies you for the highest Heritage Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Heritage Cash or Heritage Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- Be enrolled in and agree to receive eStatements
And if you don’t meet these qualifications, don’t worry — your accounts are still free.
Plus, you’ll still earn our base rate on Heritage Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
A $20 minimum deposit is required to open the account.
Monthly ACH debit or credit, enrolled in eStatements, are conditions of this account.
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.
Limit of 1 account(s) per social security number.
There are no recurring monthly maintenance charges or fees to open or close this account.
A Heritage Cash or Heritage Cash Back account is required to have a Heritage Saver account.
A linked Heritage Saver account is required for automatic savings.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.